Privacy Policy

1. Information We Collect

We collect the following types of information:

• Personal Identification: Name, email, phone number, government IDs
• Financial Information: Account details, transaction history, credit data
• Technical Data: IP address, device information, usage analytics
• Biometric Data: (For authentication, where applicable)

2. How We Use Your Information

Your data enables us to:

• Provide and improve our services
• Verify your identity and prevent fraud
• Comply with legal obligations
• Personalize your experience
• Communicate important updates

3. Data Sharing

We may share information with:

• Regulatory authorities (as legally required)
• Trusted service providers (banks, payment processors)
• Fraud prevention agencies

All third parties are contractually bound to protect your data.

4. Data Security

We protect your information using:

• 256-bit SSL encryption
• Regular security audits
• Multi-factor authentication
• Role-based access controls

5. Your Rights

You have the right to:

• Access your personal data
• Request corrections
• Delete your data (where permissible)
• Opt-out of marketing
• Withdraw consent

Submit requests to privacy@blueoakreserve.com.

6. Cookies & Tracking

We use essential cookies for:

• Secure session maintenance
• Service functionality
• Performance analytics

Manage preferences via your browser settings or our Cookie Policy.

7. International Transfers

Data may be transferred globally with protections including:

• EU Standard Contractual Clauses
• UK International Data Transfer Agreements

8. Policy Updates

We'll notify you of material changes 30 days in advance via email or in-app notification.